Disclosure and Disclaimer

Disclosure statement:

Encounter Financial Services Pty Ltd ABN 62 018 732 449 trading as Encounter Group is an Authorised Representative of AMP Financial Planning Pty Limited ABN 89 051 208 327 Australian Financial Services Licence 232706

General Advice Warning:

This communication contains information that is general in nature. It does not take into account the objectives, financial situation or needs of any particular person. You need to consider your financial situation and needs before making any decisions based on this information.

Financial Services Guide (FSG):

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